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XINJA™ | PRIVACY POLICY | SITEMAP| LEGAL XINJA™ (Xinja Bank Limited ABN 99 618 937 054) has been granted a full banking licence by the Australian Prudential Regulation Authority (APRA) and is an authorised deposit-taking institution (ADI). Xinja Bank Ltd ABN 99 618 937 054 / Australian Credit Licence (ACL) and Australian Financial Services Licence (AFSL) #501764 / Australian Financial Complaints Authority (AFCA) #40942